[Remote] Product Manager -(P&C Business Product)

Note: The job is a remote job and is open to candidates in USA. reputed company (ISC) is a growth-stage, technology and data-driven commercial managing general agent and insurance wholesaler focused on innovation in the insurance market. The Product Manager will manage P&C insurance programs by optimizing pricing, underwriting processes, product performance, data reporting, operational efficiency, and financial results while collaborating with underwriting, technology, finance, and executive teams. Responsibilities • Develop and maintain product scorecards to monitor key product performance indicators, evaluate scorecards to identify trends in program performance, opportunities, and actionable recommendations. Compile results to share with Business Unit leaders and company management • Acquire Subject Matter Expertise on insured policy and claim data acquired by ISC and partner systems, including data retention and storage and reportability and visualization using ISC data warehouse and reporting tools. Use SQL, Python or other analytical applications to acquire, summarize and report policy, premium and loss data. Use data and information for reporting and analysis to develop insights, unearth opportunities, increase process efficiency and improve automation • Work with underwriting business unit leaders to manage the rating plans, including ISO advisory rates and independent pricing. Employ pricing strategies and direction to aid the business unit leaders. Monitor and summarize premium and exposure trends and underwriter discretionary rating activity at the portfolio level. Analyze program metrics, underwriting insights and market environment to identify price segmentation opportunities. Lead the implementation efforts in conjunction with the Tech team • Work with underwriting business unit leaders to manage the policy forms kits, including ISO, carrier-specific and proprietary policy forms and applications. Lead the implementation efforts in conjunction with the Tech team • Work with underwriting business unit leaders and tech team to identify and describe requirements to streamline, structure and automate new and renewal underwriting and policy issuance processes applicable to agents or underwriters. Evaluate third-party data sources which may improve process efficiency or risk assessment • Work with ISC tech team to ensure loss runs from claims TPAs are properly ingested, archived and reported. Analyze loss results with appropriate considerations for statistical credibility and loss development maturity • Develop a detailed understanding of key competitors and market segments. Evaluate ISC competitive advantages and identify opportunities to exploit them. Expose competitive gaps and work to close them through product enhancements • Work with underwriting business unit leaders to optimize financial results by balancing production, loss ratio, and agency commission and fees Skills • Bachelor's degree required • 2-3 years P&C insurance product management experience, or 3-5 years P&C insurance Product Analyst experience • Familiarity with P&C insurance policy and claims work processes and P&C insurance data and relevant metrics • Experience with commercial lines rating plans using ISO loss costs or proprietary rating plans • Expertise in insurance pricing strategies, particularly within the property and casualty insurance space • Demonstrated process analysis and automation competency • Strong analytical and data skills. Excel power user • Experience with SQL, Python or other data extraction and reporting tools to acquire policy and premium data from data warehouse tables • Working knowledge of actuarial fundamentals including loss development triangles, rate level indications, premium trends, loss trends and credibility • Exceptional communication and interpersonal skills are required to collaborate with underwriters and other domain experts, brief executives and external partners and develop actionable recommendations for product and process innovations • Must be legally authorized to work in the United States • Quantitative discipline preferred Benefits • Bonus pay • Medical, dental and vision insurance • 401(k) plan with match • Paid time off • Employee Ownership Program - every eligible employee shares in the financial rewards that grow when the company grows • Professional development opportunities • Owner Referral Program • Work from home reimbursement for remote/hybrid roles • Canary emergency financial assistance program • Life/AD&D Insurance • Confidential, Employee Assistance Program • Health Savings Account, includes company contribution • Short-term disability • Voluntary benefits - supplemental accident, critical illness, hospital insurance