Technical Product Lead, Commercial Banking

Position Summary Join our AI & Engineering team in transforming technology platforms, driving innovation, and helping make a significant impact on our clients' success. You'll work alongside talented professionals reimagining and re-engineering operations and processes that are critical to businesses. Your contributions can help clients improve financial performance, accelerate new digital ventures, and fuel growth through innovation. Work You'll Do The ideal candidate will be curious, analytical, and confident, with a natural drive exceed immediate project requirements and overcome obstacles. A genuine passion for the financial services industry, combined with relationship-building, leadership, and communication skills will be critical to success. Candidates should be energized by continuous personal improvement, proactively seeking out new skills and perspectives, exhibiting openness to coaching from senior colleagues, and contributing to the development of junior staff. Your role As an Industry Solutions, Banking & Capital Markets Senior Consultant you will work on engagements in a team-based environment, partnering directly with clients, fellow Industry Solutions professionals, and Deloitte consultants from complementary disciplines. As a Senior Consultant, you will lead Commercial Banking functional workstreams on large-scale banking transformation programs, translating complex business requirements into actionable solution designs while bridging the gap between business stakeholders and technology implementation teams. You will work directly with commercial lending officers, treasury managers, and credit risk professionals to understand their work and help synthesize those across: current state understandings, target state hypothesis, process documentation, requirements, and / or and platform configuration decisions that drive measurable outcomes. You will help present your team's findings to senior client stakeholders, implement recommendations, and begin to build long-term trusted advisor relationships with client counterparts. The Team Our Industry Solutions offering provides verticalized solutions that transform how clients sell products, deliver services, generate growth, and execute mission-critical operations. We deliver integrated business expertise with scalable, repeatable technology solutions specifically engineered for each sector. Who We Serve Deloitte's Financial Services Industry consulting practice is the largest in the world, serving over 90% of Fortune 500 banking, insurance, securities, investment management, and real estate companies. Qualifications Required • Bachelor's degree in relevant field (e.g., Computer Science, Engineering, Business, Finance, or related disciplin • 5+ years in financial services industry or management consulting, with a significant focus on commercial banking operations, products, or technology • Strong understanding of Commercial Banking business domains, including commercial lending lifecycle (origination, underwriting, closing, servicing, workout), treasury and cash management products, and deposit operations from at least 1 of your previous roles • Hands-on experience working within Agile (Scrum or Kanban) or Scaled Agile (SAFe) frameworks on multi-team technology programs • Ability to travel up to 50%, on average, based on the work you do and the clients and industries/sectors you serve Preferred • Understand and contribute to discussions on microservices vs. monolithic architectures, event-driven patterns, API gateway design, and cloud-native deployment models as they apply to banking platforms • Proven ability to context-switch rapidly between business conversations and technical discussions without losing fidelity • Strong ability to process technical documentation, understand system architecture diagrams, and evaluate design trade-offs • Intellectual curiosity about emerging banking technology, fintech innovation, and platform evolution • Advanced degree (e.g., MBA, M.S. Engineering, or equivalent) or relevant professional certification (e.g., PMP, Six Sigma, Lean) • Working knowledge of services commonly used in banking (managed databases, serverless compute, container orchestration, security/compliance services) • Direct implementation experience with one or more commercial banking platforms, serving as the technical lead across integration, data, or platform domains • Experience with financial services sector technology platforms and digital innovation • Hands-on experience with commercial lending or core banking platforms • Comfort with ambiguity and the ability to structure unstructured problems The wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs. The disclosed range estimate has not been adjusted for the applicable geographic differential associated with the location at which the position may be filled. At Deloitte, it is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions are dependent on the facts and circumstances of each case. A reasonable estimate of the current range is $107,600 to $198,400. You may also be eligible to participate in a discretionary annual incentive program, subject to the rules governing the program, whereby an award, if any, depends on various factors, including, without limitation, individual and organizational performance. Information for applicants with a need for accommodation: (1) https://www2.d el oitte.com/us/e n/pages/career s/articles/joi n-deloitte-ass istance-for-di sabled-applica nts.html Visible links • https://www2.d el oitte.com/us/e n/pages/career s/articles/joi n-deloitte-ass istance-for-di sabled-applica nts.html